Mortgage Rates Calculator.

Not sure if interest rates are headed higher or lower? Use this calculator to quickly compare how rate shifts may impact your monthly loan payments. This calculator will estimate your monthly loan payments for 5 interest rates at the same time. To use this calculator insert current mortgage rates along with an amount to increment the rates by. The calculator will return the monthly payments for today's rate along with the payments for rates 2 increments lower up through 2 increments higher. For convenience sake the default rate increment is set to a quarter percent, which is equivalent to a mortgage point from most lenders.

This tool will quickly return your P&I payment, the all-in monthly payment & how much interest you would pay on your home at each rate throughout the duration of the loan. If you are only interested in the principal & interest portion of the payments please enter 0 in the property tax, insurance, HOA and PMI fields.

Mortgage Rate Comparison Calculator

Input Description Amount
Home value ($):
Mortgage amount ($):
Length of Loan:
Reference Interest Rate (%):
Increment comparison rates by:
Annual property tax ($):
Annual homeowners insurance ($):
Monthly HOA fees ($):
Property Mortgage Insurance (PMI %):
Interest Rate
Monthly P&I payment:
Monthly Payment w Fees:
Total principal paid:
Total interest paid:
Sum of P&I payments:

Current Mortgage Rates

The following table highlights locally available current mortgage rates.

Home Payment.